Critical Illness Insurance

Most Medical Insurance offers limited coverage for Critical Illness and cancers. Even some of the best Private and Company Medical Plan benefits fall short of most people’s needs for long-term care and recovery. Typically, Medical Insurance policies provide only $10,000 for Cancer treatment though the costs can easily reach $100,000.

 

The advantage of Critical Illness Insurance is it pays out a lump sum of up to $100,000 after the diagnosis of cancer or other serious illnesses. Also known as dread disease insurance, the benefit is payable should you fall ill with any of 30 critical conditions including heart attack, stroke, lung disease, kidney or liver failure, coma and cancer. This lump sum payout is made without affecting benefits or coverage under your existing medical plan, so you will continue to also receive medical expense benefits from your other insurance.

 

* Important Notes: This is not a contract of insurance. The exact terms, conditions & exclusions of insurance are specified in the policy contract.

In addition to Critical Illness Insurance, we also offer a unique Women’s Cancer product that provides a lump sum benefit of up to $80,000 for just a few hundred dollars a year. Covering you for a diagnosis of breast cancer and cancer of reproductive organs, the policy offers several benefits including reimbursement for your annual female wellness exam.

 

Don’t wait until it’s too late. Check the Cancer limits in your existing Medical Insurance policy. If you need help assessing the coverage under your current Health Insurance plan, Expat Insurance provides free, no-obligation advice.